Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Find the highest APY available by comparing online banks and credit unions and looking for promotional terms. Build a CD ladder to take advantage of today's rates without locking all your money up for ...

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

Thanks to inflation and a higher federal funds rate, certificate of deposit (CD) interest rates have increased exponentially in recent years. CD interest rates barely broke 1% a few years ago. By ...

The best CD rates today go up to 5.11% APY. Lock in a high rate now to grow your savings before the next Fed rate drop cuts ...

American Express offers CDs with terms ranging from 11 months to five years, providing fairly competitive rates without a minimum deposit requirement. Amex’s 11-month CD earns 3.25% APY and made our ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Simonapilolla / Getty Images As a personal finance writer who's covered CDs and ...

As savings and deposit rates continue edging down, certificates of deposit stand out by offering something rare in today's economy: certainty. With the Federal Reserve's first policy meeting of 2025 ...

Inflation soared during the pandemic, and the Fed's efforts to tame it drove up interest rates over 2022 and 2023. While the annual inflation rate in 2020 was a mere 1.23%, it peaked at 8% in 2022 ...

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Certificates of deposit remain one of the most reliable ways to grow your money with virtually no risk. With today's top CDs still offering impressive yields of up to 4.50% APY, you can lock in ...