Unsecured business loans exist, but offering collateral may help you get more favorable interest rates and terms. Many, or all, of the products featured on this page are from our advertising partners ...

Collateral is a valuable asset (like a car, house or even cash) you can pledge to secure a loan. If you fail to repay your loan, the lender can seize whatever you've put up as collateral. Financial ...

Accounts receivable represents money customers owe your small business for purchases they made on credit. Some lenders allow you to pledge a portion of your accounts receivable as collateral to help ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

A collateral loan is secured by something with significant value that your lender may seize if you default. Mortgages and vehicle loans are examples of collateral loans. Personal loans can also be ...

The first Limited Liability Company Act was passed in Wyoming in 1977. If you think that LLCs become popular after that, you'd be wrong. In fact, LLCs were pretty much ignored as a form of business ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life, ...

Since the global financial crisis regulators have aimed to reduce systemic risk and increase transparency by expanding the use of collateral—the exchange of cash or securities to mitigate default risk ...