If there are mistakes on your credit report, a credit repair company can challenge incorrect negative information listed with the three major credit bureaus. According to Consumer Reports, more than a ...

American households have more than $15 trillion in debt, and more than 80 percent of the population had some debt in 2020, according to Shift Processing. The numbers continue to rise, with the amount ...

If you’re struggling with bad credit, there's a chance it's not your fault: A Consumer Reports study found that almost half (44%) of people who reviewed their credit reports found mistakes, with a ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life, ...

Credit repair is the process of correcting errors on your credit report to improve your credit score. You can do it yourself for free, but it can be a tedious and time-consuming activity. You can do ...

When repairing credit, you’ll work to fix your credit history by removing negative marks or incorrect information. Repairing credit can open opportunities to get a mortgage or secure a business loan.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Jordan Tarver has spent seven years ...

The Credit Repair Organizations Act regulates companies that perform credit repair services. The law protects consumers by banning unfair or deceptive advertising and business practices. Credit repair ...

To make our top picks, the ConsumerAffairs Research Team vetted 15 credit repair companies reviewed by more than 2,000 ConsumerAffairs readers. Features compared included fees, types of plans ...