Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Though paying your bills on time is one of the best ways to build a good credit score, it's not the only important factor. How much you owe compared with your credit limits -- your credit utilization ...

A great time to request a credit limit increase is when your credit score moves FICO score ranges. For example, if you go ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they care?

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...

Paying your credit card weekly can shrink your balance, reduce interest, and help you stay in control of your spending.

Apple launched its first credit card in August 2019, and as of early 2024 the Apple Card had more than 12 million users.