We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

Most states require drivers to carry auto insurance, but this requirement usually targets liability insurance. Basic coverage required by law doesn't protect your vehicle against damage. Instead, ...

Liability-only insurance pays for injury and damage to others you're responsible for. In comparison, full-coverage policies cover both your liability and property damage to your own vehicle. When ...

When you’re comparing car insurance plans, “comprehensive coverage” and “full coverage” come up a lot, and this is where many ...

Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...

Full-coverage car insurance refers to a collection of coverages, including liability, collision and comprehensive car insurance. Contrary to popular belief, full coverage car insurance doesn’t cover ...

When your car is about 10 years old, it's usually a better deal to switch from full coverage to liability-only car insurance. When you drop full coverage, you'll lower your car insurance bill by about ...

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Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.