President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Is a perfect 850 credit score actually worth the effort? Here is the truth about what it saves you and where it doesn't matter at all.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...

Although 72% of Americans report wanting to improve their credit in 2026, nearly half (49%) have not identified a specific ...

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

Credit card: With a credit card cash advance, you borrow against your available credit. If you have a $1,000 credit limit, ...

Just because you have bad credit, doesn't mean you have no credit card options. Here are the best remaining options for Canadians.