Question: I have recently become aware that a Home Mortgage Disclosure Act Loan Application Register (HMDA-LAR) we previously filed for 2013 contained systemic errors. Am I required to correct and ...

According to the FFIEC HMDA Examiner Transaction Testing Guidelines issued in August 2017, an institution with a Loan Application Register (“LAR”) with at least 501 and up to 100,000 loan applications ...

The CFPB has issued a request for information (RFI) seeking information on what changes to the CFPB’s HMDA Resubmissions Guidelines may be appropriate. The RFI responds to comments received by the ...

As previously reported, in June 2021 the CFPB announced that it would conduct a voluntary review of the significant amendments to the Home Mortgage Disclosure Act (HMDA) rule adopted in October 2015, ...

The deadline for covered institutions to submit their 2009 Home Mortgage Disclosure Act (HMDA) data is March 1, 2010. There are four steps that can be taken to assure accuracy and timely submission of ...

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The Home Mortgage Disclosure Act deadline looms closer, but many questions still remain unanswered. To combat this, HousingWire set to work to bring readers answers to the most asked questions as we ...

KNOXVILLE, Tenn., April 2, 2025 /PRNewswire/ -- RiskExec, Inc. ("RiskExec") is pleased to announce the availability of the Preliminary Modified Loan Application Register (LAR) for Home Mortgage ...

Could anything be better than Krispy Kreme coming to McDonalds! Yes! The new HMDA data is here! (More of a more serious note below.) Whether donuts or mortgages, a company can’t manufacture them ...

Now is about the time when you stop saying “Happy New Year,” either because it is no longer relevant, or you’ve forgotten who you’ve said it to. Lenders and vendors know that the “ability to repay” ...

Information was analyzed by ACBJ from HMDA-LAR data published by the Federal Financial Institutions Examination Council. Figures include purchase loans originated in 2024 for multifamily properties — ...