Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

How mortgage protection insurance works, what it costs, and when it’s actually useful in a financial plan.

Mortgage delinquencies are on the rise, especially among vulnerable first-time home buyers In the span of a year, Otto Catrina's property-insurance premiums went up from $7,000 to $12,000. The ...

Forbes contributors publish independent expert analyses and insights. Writes on housing innovation for sustainability and affordability. As housing faces more climate threats that result in more ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

With home insurance rates on the rise, you might be hoping to at least claim the cost as a tax deduction. Here's what you ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount ...

Escrow adjustments “An escrow account is essentially a built-in savings account managed by your mortgage servicer,” explained Debbie Calixto, an Indian Wells, California-based ...

Homeowners in almost every corner of the U.S. are having to pay higher annual insurance premiums, worsening the struggle to find affordable housing, according to a major study released today by the ...