Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

The relevance of a strong credit score is that it’s one of the key components used by lending institutions to evaluate ...

Experts said credit scores are generally higher nowadays, but outstanding portfolios aren’t necessarily reflecting a financial health often seen with contracts connected to higher points on the credit ...

A coffee shop displays signs for Visa, MasterCard and Discover, in Washington, May 1, 2013. REUTERS/Jonathan Ernst By Jonathan Stempel and Lisa Lambert (Reuters) - A U.S. regulator on Tuesday ordered ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

In an effort to strengthen finance companies’ underwriting of potential customers with soft credit histories, TransUnion and FICO on Wednesday rolled out the availability of FICO Auto Score 9 XT based ...

The company found a year-over-year increase. Not only has employment continued to bolster the apartment market but wages, especially in growth sectors such as technology and professional services, ...

The federal government has fined TransUnion a total of $23 million — including some $14 million to be paid to consumers — over illegal rental background checks and security locks and freezes on ...

The Chicago credit bureau TransUnion LLC has introduced two scores designed to help debt collectors target consumers who are most likely to make payments. The Recovery Propensity Score and Recovery ...