When you check your credit score on websites, through credit card companies or with lenders, one of two companies will be providing those scores -- FICO or VantageScore. VantageScore is the newer of ...

Dan was a writer on CNET's How-To and Thought Leadership teams. His byline has appeared in The New York Times, Newsweek, NBC News, Architectural Digest and elsewhere. He is a crossword junkie and is ...

Gen Z consumers increasingly went delinquent on credit cards. VantageScore today released its May 2024 CreditGauge, a monthly analysis highlighting the overall health of U.S. consumer credit. The ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

The FICO credit score has long been dominant in consumer securitizations — where lenders bundle consumer loans so that investors can buy a chunk — but that may be starting to change. Processing ...

In the days following the announcement that VantageScore 4.0 was suddenly in play for conventional mortgages, FinLocker‘s Brian Vieaux had to burst some bubbles. Most of the 15 to 20 loan officers he ...

While overall consumer credit balances remained largely stable, the March edition of CreditGauge from VantageScore offered deeper insight into the subprime credit tier and auto financing. When looking ...

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VantageScore is a credit scoring model that helps lenders make credit decisions when applicants apply for a loan or other ...