Student loan refinance rates have been dropping over the last week. As of January 8, 2026, student loan refinance lenders are ...

Refinancing your student loans with a private lender can lower your costs and get you out of debt more quickly, but it comes with serious downsides if you have federal loans. With the best lenders, ...

The Federal Reserve cut the federal funds rate after its final meeting of 2025 — a third rate this year. Surely, it means your student loans rates will change too, right? Not exactly. With more than ...

Private student loans can be a valuable tool when it comes to paying for college. They typically offer low interest rates for ...

Learn about the different types of graduate student loans.

Before you borrow for college, it’s important to understand how federal and private student loans differ. Federal student loans have fixed rates set annually by the government and everyone who borrows ...

Before you borrow for college, it’s important to understand how federal and private student loans differ. Federal student loans have fixed rates set annually by the government and everyone who borrows ...

Federal student loan interest rates hit record lows on July 1. But those rates are still higher than what some private lenders are offering. More From NerdWallet Ryan Lane is a writer at NerdWallet.

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...