President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Twice a week, our CEO and resident money guru Jean Chatzky tackles your burning questions in the HerMoney newsletter. We’ve ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

ChatGPT shared some proven tips to raise your credit score fast. See what steps you could follow now to potentially see a 150-point bump in your score.

Lenders use updated income to reassess risk. If you don’t respond, they may assume your finances worsened and cut your credit ...

No one wants a bill to be sent to collections, but life happens. The good news is that it isn't the end of the world. Here's what you need to know about collections and their impact on your ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

An excellent credit score can make it easier to make big purchases, and a new study shows exactly what people with high ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...