Don’t wait for Trump's 10% cap, Fed cuts — here's how to get a better credit card interest rate now

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

What Is a Good Credit Score?

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Here's what it takes to achieve an 800 credit score

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Here's what happens when your credit score reaches 850

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Here's Why Your Credit Score Dropped Even Though You Paid Everything on Time

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

How Pre-Approved Credit Offers Impact Your Credit Score

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries and their impact on your financial health.

The One Daily Habit That Predicts Your Financial Health Better Than Your Credit Score

When you apply for a loan at the bank, buy a car, or take out a home mortgage, your credit score is always part of the process.

Here's the Average Credit Score of Americans in Their 50s (How Do You Compare?)

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...